When reconciling the bank in IRIS Financials, it would be great if IRIS was clever enough to detect incoming amounts and automatically suggest a match to an open invoice on the sales ledger. You could then just confirm this and it would automatically post the REC document and allocate the two off. I think Xero does something similar to this although it's been a few years since I used it. We just find we are spending a lot of time posting REC documents when doing the bank rec. You could probably do the same thing on the payments side too.